Disclaimer

1. Not Legal or Tax Advice

The information provided by Civic Stone Platform is for general informational purposes only and does not constitute legal, tax, or financial advice. You should not rely on this information as a substitute for professional advice from a qualified tax professional, attorney, or financial advisor.

2. Preliminary Estimates

Preliminary estimates provided by the Platform are informational only and are subject to preparer review and approval.

These estimates are:

• Not guarantees of final tax outcomes
• Based on limited information provided by you
• Subject to change based on complete documentation
• Not substitutes for professional tax preparation
• Not to be used for financial planning decisions

Warning: Preliminary estimates may not reflect your actual tax liability or refund. Only a qualified tax professional can determine your final tax obligations after reviewing your complete financial situation.

3. No Refund Guarantees

Civic Stone Platform does not guarantee any specific tax outcome, refund amount, or tax liability. Tax outcomes depend on many factors including income, deductions, credits, and applicable tax laws.

We do not promise, represent, or warrant that you will obtain a refund or any particular tax result. Any statements about potential refunds are estimates only and not guarantees.

4. Professional Review Required

All tax returns prepared through the Platform must be reviewed and approved by a qualified tax professional before filing. The Platform provides tools to assist preparers but does not replace professional judgment and expertise.

5. Accuracy of Information

While we strive to maintain accurate and up-to-date information, tax laws and regulations change frequently. We make no representations or warranties about the completeness, accuracy, reliability, suitability, or availability of the information contained on the Platform.

6. Blockchain Integrity

Civic Stone Platform uses blockchain technology for document integrity verification only.No Personally Identifiable Information (PII) is stored on the blockchain.

Only SHA-256 cryptographic hashes are written to the blockchain to provide tamper-evidence. This ensures document integrity without exposing sensitive information.

7. Third-Party Services

The Platform may integrate with third-party services (e.g., authentication providers, cloud storage). We are not responsible for the actions, policies, or practices of these third parties.

8. Limitation of Liability

To the maximum extent permitted by law, Civic Stone Platform, its officers, directors, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of the Platform or any errors or omissions in the content provided.

9. User Responsibility

You are solely responsible for ensuring the accuracy and completeness of all information you provide to the Platform. You should verify all information before submitting tax returns and consult with a qualified tax professional if you have any questions.

10. Changes to Tax Laws

Tax laws and regulations are subject to change. The Platform may not immediately reflect all changes in tax law. You should verify current tax laws and regulations with appropriate authorities or a qualified tax professional.

11. Contact Information

If you have questions about this disclaimer or the Platform, please contact us at: